Standard Terms and Conditions of Website Use


If these terms and conditions are unacceptable to you please leave the site immediately.
Your attention is directed, in particular, to clauses 5- Disclaimer of Warranties and Liability - and clause 6-Indemnity.
1. Introduction
1.1 Welcome to the Saffil Group Website (the "Site"). By accessing our Site you agree to be bound by all of the Terms and Conditions of use and the Privacy Policy (together the "Terms").
1.2 If you do not accept all of the Terms, you should not use the Site.
1.3 We may amend these Terms at any time without prior notice. Please check these Terms periodically for changes and refresh your browser to ensure that you are viewing the latest version.
1.4 Your continued use of this Site means that you accept any amendments to the Terms.
2. Our Content
2.1 Except as expressly provided in these Terms, all rights and material on this Site including any newsletters (together the "Content"), including copyright, trade marks, service marks and databases are either owned by or licensed to Saffil Group or otherwise used by Saffil Group as permitted by applicable laws.
2.2 You represent, warrant and undertake that you will not do anything or cause or permit anything to be done that may infringe, damage or endanger any intellectual property rights of Saffil Group or any third party or do anything that is otherwise unlawful.
2.3 Our Content is intended for individual, personal use only. Accordingly, you may print and download extracts from this Site for your own personal, non-commercial use, provided that any material copy remains intact and includes the following notice: "Copyright© Saffil Group." Any other copying, distribution, storing, framing or transmission of any kind for any sort of commercial use of our Content is strictly prohibited without our express consent.
3. Links and External Sites
3.1 You may create a link from your website to the home page of the Site only, provided that:
(a) You do not replicate the Content on the website;
(b) You do not imply that Saffil Group is endorsing any products or services on the linked website.
3.2 All sites which link to this Site must not:
(a) Contain material that infringes any third party's intellectual property rights;
(b) Contain material which is obscene, defamatory, threatening or degrading;
(c) Be inaccurate or misleading;
(d) Provide inadequate security;
(e) Contain viruses or other items of a destructive nature.
3.3 Saffil Group reserves the right to request that any link in breach of these terms be removed and to take whatever other action it deems appropriate.
3.4 Saffil Group has no control or proprietary interest in any of the websites which are maintained by third parties which can be accessed via hypertext links from this website. When you activate any of these links, you will leave this Site and Saffil Group accepts no responsibility for the availability or content of any linked websites and shall not be responsible in any way for arrangements regarding goods or services from such linked websites. The links are provided for your convenience and any such link does not imply endorsement by Saffil Group of a website or any association with the operators of the website.
4. Competitions
4.1 Saffil Group may run competitions, prize draws and promotions on the Site that will be subject to additional terms and conditions applicable to each individual instance and which will be made available at the time of such competition.
5. Disclaimer of Warranties and Liability
5.1 This Site including all content, functions and information is provided on an "as is" and "as available" basis and Saffil Group does not warrant its accuracy, currency or reliability. In particular, Saffil Group does not warrant that the Site or the Content, will be timely, secure, uninterrupted or error free. Saffil Group disclaims all warranties, express or implied, relating to the Content or services available on or accessible through the Site, including any implied term of merchantability, fitness for a particular purpose, satisfactory quality, and any term as to the provision of services to a standard of reasonable care and skill or as to non-infringement of any intellectual property right.
5.2 This Site contains general information only and not professional advice of any kind. Saffil Group cannot accept any liability to you for any action you decide to take, or refrain from taking as a result of information obtained from our Site. Saffil Group recommends that for specific professional advice you obtain advice from a suitably qualified professional in the area of your enquiry.
5.3 To the maximum extent permitted by law, Saffil Group shall not be held to be liable for any losses incurred that are directly or indirectly related to the use of, or the inability to use, the Site or Content and related functions. Notwithstanding the provisions of this section, Saffil Group' liability is not limited in the case of death or personal injury directly, caused by Saffil Group' negligence or that of its agents or employees.
6. Indemnity
6.1 You agree to indemnify Saffil Group from and against all loss, damage, cost or expense (including legal costs) incurred in connection with your use of the Site or any breach of this agreement or any other laws which apply to your use of the Site.
7. Privacy & Information
7.1 This Agreement incorporates our Privacy Policy. Your use of this site is subject to that Policy and you are deemed to have read that Policy and have accepted its terms.
7.2 You are solely responsible for the accuracy and completeness of any information provided by you and used by us. You are also solely responsible for maintaining and updating that information as necessary to keep it current, complete and accurate.
8. Refunds
8.1 Refunds will be given at the discretion of the management.
9. Law
9 .1 This agreement is governed by English law and you submit to the non-exclusive jurisdiction of the court of England.
10. Communications
10.1 If you experience any problems when using this website please let us know at If you have any queries relating to Saffil Group' provision of services they should be raised with
11. Privacy Policy
Saffil respects your privacy.
Our web server will record the IP address of your computer and details of the website used immediately prior to entering the Saffil website.
The purpose of this is to help us analyse site usage, and to help us develop the content and layout of the Saffil website.
Your use of the site indicates your consent to the collection and storage of information as set out above.
Please be aware that we assume no responsibility for the privacy practices of any website linked and accessible from this website.